A green frog hops into a bank, jumps up on the counter and says to the teller, "I want a loan."
The teller says, "You'll have to see the loan officer. Her office is down the hall and the name on the door says "Patricia Wack."
So the frog hops off the counter, down the hall and to Mrs. Wack's office. He jumps up on her desk and says, "I want a loan." Mrs. Wack, quite puzzled, gives the standard line, "We must have something to secure the loan, some collateral."
At that the frog pulls out a ceramic lion, places it on her desk and repeats that he wants a loan.
So Patricia picks up the ceramic lion, goes in to the bank president's office, places the ceramic lion on his desk, and tells him, "I have this frog in my office who says he wants a loan, and this is what he has to secure it. I don't even know what this thing is."
The bank president looks at the ceramic lion, looks at Mrs. Wack, looks back at the ceramic lion and finally says,
"It's a knick-knack, Patty Wack. Give the frog a loan."
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