P254 CEEFAX 2 254 Fri 24 Apr 05:15/32  ↑     FIRST TJME BUYERS: VARIABLE DISCO 1/3 LENDER RATE MAX LTV FEE FirstMortgage 5.59% 90% £295 0800 080088 30.6.01 Nationwide BS 5.60% 95% £295 0800 302010 2 years Northern Rock 5.55% 95% None 0645 757575 1 year 2.5% rebate Woolwich 5.70% 95% £195 0845 605 0500 1.9.01 To 85% no MIP Halifax 6.95% 90% Nonj 0800 101110 31.8.03 oo MIP Source: MONEYFACTS Postal YourMonjy Variable Main Menu

P254 CEEFAX 2 254 Fri 24 Apr 05:01/46  ↑     FIRST TJME BUYERS: FIXED RATES 2/3 LENDER RATE MAX LTV FEE Leeds & Holbeck BS 1.65% 95% £295 0500 225777 1.4.99 Northern Rock 3.89% 95% £395 0845 605 0500 1.9.00 To 85% no MIP Wjst Bromwich BS 4.49% 90% £295 0121 525 7070 30.4.00 £300 rebate Birmingham Mids BS 5.75% 95% £295 01902 302000 1.6.01 Northern Rock 5.89% 95% £395 0845 605 0500 1.9.03 To 85% no MIP Source: MONEYFACTS Postal YourMonjy Variable Main Menu

P254 CEEFAX 2 254 Fri 24 Apr 05:00/16  ↑     FIRST TJME BUYERS: 100% 3/3 RATE PERIOD FEE VARIABLE RATES Mortgage Express 8.65% term £300 0500 212854 No MIP Yorkshire BS 8.75% term Nonj 0800 378836 FIXED RATES Royal Bk of Scot 7.65% 20.6.01 £250 0800 121121 Portman BS 7.99% 1.5.00 Nonj 01202 292444 Free MIP Source: MONEYFACTS Postal YourMonjy Variable Main Menu