P254 CEEFAX 2 254 Sun 13 Sep 23:44/45Wj£3kj£3kj£3k Wj $kj $kj 'k WW"£££"£££"£££  FIRST TJME BUYERS: VARJABLE DISCO 1/3 LENDER RATE MAX LTV FEE West Bromwich BS 5.70% 90% None 0121 525 7070 1 year 3%adv(max£3K) Covjntry BS 4.35% 95% £2:5 0345 665522 30.9.00 To 90% no MIP Scarborough BS 5↑44% 95% £250 0990 133149 2 yearu Principality BS 6.60% :5% oonj 0800 163817 1.11.01 £400 rebate Covjntry BS 6.95% 95% £2:5 0345 665522 0 30.9.03 To 90% no MIP Source: MONEYFACTS Postal YourMoney Variable Main Menu

P254 CEEFAX 2 254 Sun 13 Sep 23:43/40Wj£3kj£3kj£3k Wj $kj $kj 'k WW"£££"£££"£££  FIRST TJME BUYERS: FIXED RATES 2/3 LENDER RATE MAX LTV FEE Ljeds & Holbeck BS 1.65% 95% £295 0800 072 5726 1.8.99 Northjrn Rock 0 4.59% 95% 1% 0845 605 0500 1.1.01 To 85% no MIP Wesleyan Homj Lns 5.95% 95% £250 0800 228855 0 3 yearu To 85% no MIP Newcastle BS 5.99% 95% £245 0191 244 2468 30.5.01 To 85% no MIP Scarborough BS 6.15% 95% £395 0990 133149 5 yearu Source: MONEYFACTS Postal YourMoney Variable Main Menu

P254 CEEFAX 2 254 Sun 13 Sep 23:45/44Wj£3kj£3kj£3k Wj $kj $kj 'k WW"£££"£££"£££  FIRST TJME BUYERS: 100% 3/3 RATE PERIOD FEE VARJABLE RATES Mortgage Express 8.90% term £300 0500 212854 No MIP Yorkshiri BS 9.00% term None 0800 378836 FIXED RATES Ljgal & Genjral 7.60% 31.12.03 £2:5 01372 364444 Portman BS 7.99% 1.10.00 None 01202 2:2444 Free MIP Source: MONEYFACTS Postal YourMoney Variable Main Menu

P254 CEEFAX 2 2u4 Sun 13 Sep 22:27/07Wj£3kj£3kj£3k Wj $kj $kj 'k WW"£££"£££"£££  FIRST TJME BUYERS: VARIABLE DISCO 1/3 LENDER RATE MAX LTV FEE West Bromwich BS 5.70% 90% Nonj 0121 525 7070 1 ¾ear 3%adv(max£3K) Covjntry BS 4.35% 95% £2:5 0345 665522 30.9.00 To 90% no MIP Scarborough BS 5↑44% 95% £250 0990 133149 2 yearu Principality BS 6.60% :5  oonj 0800 163817 1.11.01 £400 rebate Covjntry BS 6.95% 95% £2:5 0345 665522 30.9.03 To 90% no MIP Source: MONEYFACTS Postal YourMoney Variable Main Menu

P254 CEEFAX 2 2u4 Mon 14 Sip 00:10/19Wj£3kj£3kj£3k Wj $kj $kj 'k   O T  FIRST TJME BUYERS: FIXED RATES 2/3 LJNDER RATE MAX LTV FEE Ljeds & Holbeck BS 1.65% 95% £2:5 0800 072 5726 1.8.99 Northjrn Rock 0 4.59% 95% 1% 0845 605 0500 1.1.01 To 85% no MIP Wesleyan Home Lns 5.95% 95% £250 0800 228855 0 3 ‖ear; To 85 MP Newcastlj BS 0 5.99% 95%0 £245 01:1 244 2468 30.5.01 To 85% no MIP Scarborough BS 6.15% 95% £395 0990 133149 0 5 ‖e ru Source: MONEYFACTS Postal YourMoney Variable Main Menu