P561ORACLE 561 Mon27 Jan C4 1713:11  1/6         Sue Gorska's regular report on the week's personal finance news. ■ Specialist financial bookmaker, IG Index, will now take bets on which way the value of the Japanese yen, the Deutschmark and the Swiss franc will move against sterling. ■ Budget Day is to be March 18th. ■ The National Union of Students has produced a parent pack to guide parents through the proposed changes in student entitlement to benefits. more fgllows > Index....560 Mortgage Rates...562 BUYING/SELLING PROPERTY SEE 497

P561ORACLE 561 Mon27 Jan C4 1718:37  2/6         ■ A new Business Expansion Fund has been set up to invest in businesses run by women. The Leading Ladies scheme will fund at least 5 companies and investors may contribute anything from £2,500 to £40,000. ■ Green Park Health Care, another BES fund, hopes to raise around £2m to invest in nursing homes for the elderly ■ Barclaycard has had its most success- ful year ever with, for the first time, cardholders topping the 8 million mark. more follows > Index....560 Mortgage Rates...562 BUYING/SELLING A CAR OR BOAT? 496!!

P561ORACLE 561 Mon27 Jan C4 1711:13  3/6         ■ Insurance company charges cancel out one fifth of what we invest in personal pension plans, according to Mr Geoffrey Bernstein of the City University. ■ Taxpayers may be able to deduct dona- tions to charity from their taxable income if the Government goes ahead with a scheme it's considering. ■ Investors found building societies more attractive last December, leaving National Savings £400m behind the Treasury's yearly target of £3bn. more follows > Index....560 Mortgage Rates...562 HOME BANKING IS HERE! BANK OF SCOTLAND - page 183 (ITV)

P561ORACLE 561 Mon27 Jan C4 1711:32  4/6         ■ Good Housekeeping has launched a Sharewatchers' Guide. The magazine bought shares in 10 leading companies, which donated £1,000 each. Every month the shares will be monitored and, after a year, the shares will be sold, with any proceeds going to charity. ■ Lawyers are hardly poor but a new report shows that, in fact, solicitors in private practice earn less than, say bank managers or the police. 10% of all self-employed solicitors earned £5,300 or less (before tax) in 1984. A quarter earned £13,400 or less. more follows > Index....560 Mortgage Rates...562 ADVERTISERS INDEX ON PAGE 570

P561ORACLE 561 Mon27 Jan C4 1702:25  5/6         ■ April 6th will see a rise of 5.4% in statutory sick pay rates. ■ Abbey National building society has introduced a new mortgage protection policy offering life insurance on ordinary repayment loans. ■ Allied Dunbar has launched a new permanent health insurance scheme, which pays out when you're sick ─ the Income Protection Plan. ■ Crashes and terrorism cost London's aviation underwriters $1bn in 1985. more follows > Index....560 Mortgage Rates...562 HOME BANKING IS HERE! BANK OF SCOTLAND - page 183 (ITV)

P561ORACLE 561 Mon27 Jan C4 1712:04  6/6         ■ Holders of the Alliance & Leicester Building Society discount card will find they can get a wider range of dis- counts in future ─ including 10% off some kitchen units and cases of wine by mail order. ■ The winning viewers in Oracle's New Year Money Quiz are: Brian Jepson, Barnsley, South Yorkshire; Mrs Anne Miller, Redhill, Surrey; E D Barrell, Romford, Essex; W Forrest, Shepshed, Leicester; R L Burton, Aylesbury, Bucks Your £10 premium bond gift vouchers are on the way. Congratulations! more follows > Index....560 Mortgage Rates...562 HOME BANKING IS HERE! BANK OF SCOTLAND - page 183 (ITV)