P563ORACLE 563 Mon30 Dec C4 1743:01  1/5         RATES  Oracle's guide to interest rates. ■ Investment rates If you pay Banks No tax 30% tax Current account No interest paid 7-day deposit account 5¾-6% 5¾-6% High interest savings 8.375% 8.375% High interest cheque 8¼% 8¼% more follows > Your Money ...560 Featuqe..564 SMALL BUSINESS? WANT TO SELL? 492

P563ORACLE 563 Mon30 Dec C4 9741:28  2/5         RATES  ■ Investment rates Building societies If you pay No tax 30% tax Share account 7% 07% 7-day account 8½% 8½% 90-day account 9½% 9½% Local authority loans One year 10½% 7.35% (Tel.01-920 0501 after 3.30pm to find out highest rate from local authgritjes more fgllow1 > Your Money ...560 Featuqe...564 FANCY A HOLIDAY? HOLIDAY INDEX 580

P563ORACLE 563 Mon30 Dec C4 9737:51  3/5         RATES  ■ Investment rates National Savings If you pay Certificates No tax 30% tax 31st issue held for 5 years 7.85% 7.85% National Savings Bank Ordinary account 3% 3% Ordinary account with minimum £500 6% 6% Investment account 11½% 8.05% more follows > Your Money ...560 Feature...564 MALIBU EXOTIC RECIPES - 172 (ITV)

P563ORACLE 563 Mon30 Dec C4 1748:21  4/5         RATES  ■ Investment rates If you pay No tax 30% tax National Savings Income Bonds ─ held 1 year 12% 8.4% National Savings Deposit Bonds ─ held 1 year 12% 8.4% National Savings Yearly Plan ─ Return over 5 yrs 8.19% tax free more follows > Your Money ...560 Featuqe ...564 BRITISH AIRWAYS FLIGHT INFO 176(ITV)

P563ORACLE 563 Mon30 Dec C4 1742:44  5/5         RATES  ■ Interest rates for borrowers Loan Typical cost Bank overdraft 16.4 ─ 27.5% Bank ordinary loan 16.4 ─ 19.8% Bank personal loan 22.8 ─ 23.8% Mortgage rate 12.75 ─ 14.50% Credit card up to 27.2% Hire purchase 21.6% upwards more follows > Your Money ...560 Featuqe ...564 BUYING/SELLING A HOUSE? LOOK AT 497